Buy a London Home –
Without a Bank
A rare Rent to Buy opportunity in Central London
For most people, buying a home follows the same frustrating path: rent for years, try to save on the side, jump through bank hoops – and still be told not yet.
This is different.
This page showcases the London home currently available to buy using a Rent to Buy / Rent to Own structure – a simpler, more direct way to step onto the property ladder without needing a mortgage to move in.
These opportunities are rare in Central London, and we only release a very small number of homes this way.
- Self-employed professionals
- Anyone with limited/poor credit
- People saving for a future mortgage
- Immigrants & newcomers to the UK
- Those tired of renting with nothing to show for it
The Home Available Right Now
Ensign Street, London E1 8JT
A bright, modern, two-bedroom, two-bathroom apartment on a one way street in a quiet pocket of Zone 1, moments from the Thames, Tower Bridge and St Katherine Docks. With it’s own balcony AND a shared roof terrace, the home is minutes to supermarkets, restaurants, bars, transport and everything else you could possibly need.
This is not a “rent and hope” situation – this is a genuine route toward ownership of a London home, starting now.
How it works:
- £20,000 upfront
- £2,900 per month
- Move in now
- Buy the home later, without needing a bank on day one
Why Rent to Buy Changes the Game
Most people renting in London are doing two things at once:
- Paying rent
- Trying (and often failing) to save a deposit on the side
Rent to Buy removes that split focus.
Instead of waiting for banks, perfect credit, or a large deposit, this approach allows you to:
- Move straight into the home
- Lock in the opportunity now
- Use time to strengthen your position while already living in the property
- Work toward ownership rather than starting again every time you move
It’s a calmer, more human way to buy – especially in a city where traditional routes exclude far too many capable people.
- Very few Central London homes are offered this way
- We only release one property at a time
- Once it’s secured, it’s gone
A little about me…
I’ve been structuring and completing Rent to Buy / Rent to Own transactions for over 13 years.
What I love most about this approach is seeing the moment people realise they don’t have to rent indefinitely – that owning their own home is actually within reach.
Every purchase is handled with independent solicitors representing both sides throughout.
How It Works (Simple Overview)
- Register as a buyer
Complete the short Buyer Registration Form so we know a little about you. - Go and see the home
You need to fall in love with it, as well as the opportunity! - Review the details
We share the full Rent to Buy details for the property. - Secure the home
Once agreed, you pay a small admin fee to get the process started, and we take the home off the market - Move in and work toward ownership
Both sides are represented by their own solicitors throughout.
Frequently Asked Questions
No. This is a structured path toward ownership, not a standard tenancy.
No – that’s the point. You move in first and buy later.
No. This page always shows the one home currently available.
Yes. These homes are limited, and we proceed with the buyer who secures it first.
We’ll then confirm whether this opportunity is a fit and share the full details.
This isn’t for everyone – but for the right person, it can be the moment that finally changes how buying a London home feels.